Last Updated: February 23, 2026
Welcome to FIRE Planner. By accessing and using our website at fireplanner.org, you agree to comply with and be bound by the following Terms of Service. Please review these terms carefully. If you do not agree to these terms, you should not use this website.
By accessing or using FIRE Planner, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. We reserve the right to modify these terms at any time, and such modifications will be effective immediately upon posting. Your continued use of the website following any changes indicates your acceptance of the new terms.
FIRE Planner provides free financial calculators and educational resources to help users plan for Financial Independence and early retirement. Our services include:
Important: All calculators, tools, and content on FIRE Planner are provided for educational and informational purposes only. They are NOT intended as:
Calculator results are estimates based on the information you provide and standard financial formulas. Actual results may vary significantly based on market performance, personal circumstances, tax laws, and other factors.
Use of our website does not create a professional relationship between you and FIRE Planner or its owners. We are not financial advisors, certified public accountants, tax professionals, or attorneys. Always consult with qualified professionals before making financial decisions.
As a user of FIRE Planner, you agree to:
All content on FIRE Planner, including but not limited to text, graphics, logos, images, calculator designs, and software, is the property of FIRE Planner and is protected by copyright, trademark, and other intellectual property laws.
You may:
You may NOT:
All calculator inputs are processed entirely in your browser. We do not collect, store, or transmit any financial data you enter into our calculators. For more information about data collection and privacy, please review our Privacy Policy.
Our website may contain links to third-party websites, products, or services. These links are provided for your convenience only. We do not endorse, control, or assume responsibility for third-party content, and we are not liable for any damages or losses resulting from your use of third-party services.
We display advertisements through Google AdSense. Advertising does not influence our calculator results, educational content, or recommendations.
FIRE Planner is provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to:
We do not guarantee that:
To the fullest extent permitted by law, FIRE Planner and its owners, operators, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:
Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability, so some of the above limitations may not apply to you.
You agree to indemnify, defend, and hold harmless FIRE Planner and its owners, operators, employees, and affiliates from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:
We reserve the right to terminate or suspend your access to the website at any time, without notice, for any reason, including but not limited to violation of these Terms of Service.
These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in the United States.
If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and FIRE Planner regarding your use of the website.
If you have any questions about these Terms of Service, please contact us:
Email: fireplanner.contact@gmail.com
Website: fireplanner.org
By using FIRE Planner, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.
